The Financial Advisor (s) associated with this website may discuss and/or transact business only with residents in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please check Broker Check for a list of current registrations. Frank Deptola (CA Insurance License # 0F34992) is a Registered Representative and an Investment Adviser Representative with/and offers securities and advisory services offered through Commonwealth Financial Network, member FINRA/SIPC, a Registered Investment Adviser Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. COMMONWEALTH'S FORM CRS: CLIENT RELATIONSHIP SUMMARY